Disclaimer

Last updated: November 5, 2026

General information only

The information on getcoveru.ca is provided by Coveru Insurance Services Inc. ("Coveru") for general information purposes only. It isn't insurance, financial, legal or tax advice, and it doesn't replace a personal needs analysis with a licensed advisor. While we work to keep the information accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability of the website or the information, products, services or graphics on it. Any reliance you place on this information is strictly at your own risk.

Example prices and illustrations

Prices on this website, including "starting at" prices and example prices, are illustrations based on published monthly rates for the situation described at the time they were posted. They aren't a quote or an offer of insurance. Your actual premium depends on factors such as your age, health, lifestyle, province and the coverage you choose, and is confirmed only when you apply. Insurers may change premiums for everyone in the same rate class.

Benefit examples, such as what a plan could pay for a hospital stay, are for illustration only. Actual benefits depend on your policy and your claim.

Your policy is what counts

Descriptions of plans and benefits on this website are summaries. Every plan is subject to the terms, conditions, definitions, exclusions, limitations, waiting periods and pre-existing condition provisions in the insurance policy. If anything on this website differs from your policy, the policy governs. Coverage is subject to the insurer's approval.

Who provides your insurance

Coveru Insurance Services Inc. is a licensed insurance agency. We don't underwrite, issue or guarantee insurance policies. The insurance products described on this website are underwritten and issued by the insurance companies we represent. Each insurer is responsible for its own policies, including approving applications, setting premiums and paying claims.

Who we serve

Coveru is licensed to sell insurance in Ontario and British Columbia. Nothing on this website is an offer to sell insurance in any province or territory where we're not licensed.

Tax information

Any mention of tax treatment, for example that benefits may be tax-free, is general information. Tax rules depend on your situation and can change. Please speak with a qualified tax professional about your own circumstances.

Information may change

The information on this website was correct when it was posted. Products, rates and rules can change afterwards, so some information may be out of date when you read it. Please confirm details with your advisor before making a decision.

Links to other websites

This website links to third-party websites and apps, such as insurers and WhatsApp. These sites aren't under Coveru's control. We don't guarantee the accuracy or timeliness of their information and aren't responsible for their content or privacy practices. Links are provided for convenience only and don't mean we endorse them.

Outside material

Some information on this website may come from outside sources, such as insurers' product materials. Coveru isn't responsible for the accuracy or reliability of outside material. Any opinions expressed by outside writers are their own and don't necessarily reflect Coveru's views.

Website availability and security

We work to keep this website running smoothly, but we aren't responsible or liable if it's temporarily unavailable because of technical issues beyond our control. Use of this website is at your own risk. We don't guarantee that the website or the server that makes it available is free of viruses or other harmful components.

Limitation of liability

To the extent permitted by law, Coveru won't be liable for any loss or damage, including indirect or consequential loss, arising from your use of this website or reliance on its information.

Questions

See also our Privacy Policy.